4 Steps to Teach Kids About Money

You don't need a finance degree to raise money-smart kids. Just four steps.

The 4 Steps

1. Earn — connect money to effort, not just gifts
2. Save — set one clear goal at a time
3. Spend — let them choose, then talk about how it felt
4. Share — give a small portion to a cause they care about

Make It a Routine

Repeat the cycle weekly. Repetition is what turns lessons into habits.