If you're waiting for the "right age," you've probably already passed it.
The Sweet Spot
Most experts agree: kids can start understanding saving as early as age 4. By 7, the basic habit is locked in — for better or worse.
What to Do at Each Age
- Ages 4–6: A clear jar so they can see money grow
- Ages 7–9: Their first real goal (a toy, a game)
- Ages 10+: A digital tool like Gollak with goals and progress